Investments & payouts
How does interest accrue on my investment?
Daily, on the principal, at the rate fixed by your agreement. Compounded at maturity.
Last reviewed 08 May 2026
Interest is calculated daily on your principal at the rate fixed in your investment agreement. The formula is straightforward: daily interest = principal × annual rate ÷ 365.
You can see the accrued interest in your dashboard at any time — it updates each day. The interest is paid out together with the principal at maturity, not on a monthly basis (unless you've specifically chosen a plan that includes monthly payouts; most don't).
The maturity amount on your agreement is calculated using simple compounding over the tenure. For a typical ₹1 lakh investment at 14% over 24 months, the maturity amount works out to about ₹1.28 lakh.
The rate is fixed at the time you book. It doesn't change based on what the market does after, in either direction.
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How does the maturity payout work?
Disbursed to your verified bank account within 7 working days of the maturity date. Usually sooner.
Where can I download my investment agreement?
From your dashboard → Investments → individual investment. A signed PDF is also emailed at booking.
Can I exit before the tenure ends?
Yes, via a structured transfer process. Takes 30–90 days and incurs a small administrative fee.
How are my returns taxed?
Interest at slab; if a plot transaction occurs, long-term gains get indexation. See a CA for your case.