Getting started
How do I make my first investment?
Pick a plot, choose a plan, sign the agreement digitally, and pay through the gateway.
Last reviewed 10 May 2026
Once your KYC is complete:
- Browse the live properties and open the one you're interested in. Read the diligence summary, the plot layout, and the available plans on that property.
- Pick a plot (some properties let you select a specific plot number, others pool capital across the project). Pick a plan — tenure and rate combination.
- Review the auto-generated investment agreement. You'll see the plot, the size, the duration, the rate, the maturity date, and the payout bank account that will receive the maturity amount.
- Sign the agreement digitally. You'll receive a copy on email; we keep one too.
- Pay through the gateway. UPI, net banking, debit card and select credit cards work. The booking is confirmed the moment payment clears, usually within 30 seconds.
From this point, interest accrues daily and you can track it from your dashboard.
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More in Getting started
How do I create a Paylap account?
You only need an email or phone number to start. KYC happens later, before you can book a plot.
How does KYC work?
Aadhaar e-KYC via DigiLocker, then PAN verification. Typically done in under five minutes.
What documents do I need to invest?
Aadhaar, PAN, and a verified bank account. That's it for amounts under our enhanced-diligence threshold.
